:root{
  --bg:#0b0f17;
  --card:#111827;
  --ink:#e5e7eb;
  --muted:#9ca3af;
  --brand:#d4af37; /* gold */
  --brand2:#2563eb;
  --border:rgba(255,255,255,.10);
  --shadow: 0 10px 30px rgba(0,0,0,.35);
  --radius:18px;
  --max:1100px;
  --font: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial, "Apple Color Emoji","Segoe UI Emoji";
}
*{box-sizing:border-box}
html,body{height:100%}
body{
  margin:0;
  font-family:var(--font);
  background: radial-gradient(900px 600px at 15% 10%, rgba(212,175,55,.10), transparent 55%),
              radial-gradient(900px 600px at 85% 0%, rgba(37,99,235,.12), transparent 50%),
              var(--bg);
  color:var(--ink);
  line-height:1.55;
}
a{color:inherit;text-decoration:none}
a:hover{opacity:.92}
.container{max-width:var(--max); margin:0 auto; padding:0 20px}
.nav{
  position:sticky; top:0; z-index:50;
  backdrop-filter: blur(10px);
  background: rgba(11,15,23,.70);
  border-bottom:1px solid var(--border);
}
.nav-inner{display:flex; align-items:center; justify-content:space-between; padding:14px 0; gap:14px}
.brand{display:flex; align-items:center; gap:12px}
.logo{
  width:42px; height:42px; border-radius:12px;
  background: linear-gradient(135deg, rgba(212,175,55,.95), rgba(212,175,55,.35));
  box-shadow: var(--shadow);
  display:grid; place-items:center;
  font-weight:800; color:#0b0f17;
}
.brand h1{font-size:16px; margin:0; letter-spacing:.2px}
.brand .tag{font-size:12px; color:var(--muted); margin-top:2px}

.nav-links{display:flex; flex-wrap:wrap; gap:10px; align-items:center; justify-content:flex-end}
.nav-links a{
  padding:8px 10px;
  border:1px solid transparent;
  border-radius:999px;
  font-size:13px;
  color:var(--ink);
}
.nav-links a.active{border-color:rgba(212,175,55,.35); background:rgba(212,175,55,.08)}
.nav-cta{
  padding:9px 12px !important;
  background: rgba(212,175,55,.16);
  border-color: rgba(212,175,55,.35) !important;
}
.mobile-toggle{display:none}

.hero{padding:44px 0 18px}
.hero-grid{display:grid; grid-template-columns: 1.15fr .85fr; gap:22px; align-items:stretch}
.kicker{display:inline-flex; gap:10px; align-items:center; font-size:12px; color:var(--muted);
  padding:8px 12px; border:1px solid var(--border); border-radius:999px;
  background: rgba(255,255,255,.03);
}
.kicker b{color:var(--brand); letter-spacing:.3px}
.h-title{font-size:44px; line-height:1.08; margin:14px 0 10px}
.h-sub{font-size:16px; color:rgba(229,231,235,.88); margin:0 0 18px; max-width:62ch}
.hero-actions{display:flex; gap:12px; flex-wrap:wrap}
.btn{
  display:inline-flex; align-items:center; gap:10px;
  padding:12px 14px;
  border:1px solid var(--border);
  border-radius:999px;
  background: rgba(255,255,255,.05);
  color:var(--ink);
  box-shadow: 0 10px 25px rgba(0,0,0,.25);
  font-weight:600; font-size:14px;
}
.btn.primary{
  background: linear-gradient(135deg, rgba(212,175,55,.22), rgba(212,175,55,.08));
  border-color: rgba(212,175,55,.35);
}
.btn.secondary{
  background: linear-gradient(135deg, rgba(37,99,235,.20), rgba(37,99,235,.06));
  border-color: rgba(37,99,235,.35);
}
.btn:active{transform: translateY(1px)}

.card{
  border:1px solid var(--border);
  background: rgba(17,24,39,.72);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}
.card.pad{padding:18px}
.card h3{margin:0 0 8px}
.small{color:var(--muted); font-size:13px}
.grid-3{display:grid; grid-template-columns: repeat(3, 1fr); gap:14px}
.grid-2{display:grid; grid-template-columns: repeat(2, 1fr); gap:14px}
.list{margin:8px 0 0; padding-left:18px}
.badge{
  display:inline-flex; align-items:center; gap:8px;
  padding:7px 10px;
  border-radius:999px;
  border:1px solid rgba(212,175,55,.25);
  background: rgba(212,175,55,.08);
  font-size:12px; color:rgba(229,231,235,.92);
}
.section{padding:18px 0 34px}
.section h2{font-size:26px; margin:0 0 10px}
.section p{margin:0 0 12px; color:rgba(229,231,235,.90)}
.hr{height:1px; background: var(--border); margin:18px 0}
.footer{padding:26px 0 34px; border-top:1px solid var(--border); background: rgba(0,0,0,.14)}
.foot-grid{display:grid; grid-template-columns: 1.2fr .8fr 1fr; gap:18px}
.foot-grid a{color:rgba(229,231,235,.92)}
.notice{font-size:12px; color:var(--muted)}
.table{
  width:100%;
  border-collapse:separate;
  border-spacing:0;
  overflow:hidden;
  border-radius:14px;
  border:1px solid var(--border);
}
.table th,.table td{
  padding:10px 12px;
  border-bottom:1px solid var(--border);
  text-align:left;
  font-size:14px;
}
.table th{background: rgba(255,255,255,.04); font-size:12px; letter-spacing:.3px; text-transform:uppercase; color:rgba(229,231,235,.9)}
.table tr:last-child td{border-bottom:none}
.note{
  padding:12px 14px;
  border-radius:14px;
  border:1px dashed rgba(212,175,55,.35);
  background: rgba(212,175,55,.06);
  color:rgba(229,231,235,.92);
  font-size:13px;
}

/* mobile */
@media (max-width: 920px){
  .hero-grid{grid-template-columns:1fr}
  .h-title{font-size:36px}
  .foot-grid{grid-template-columns:1fr}
}
@media (max-width: 720px){
  .grid-3{grid-template-columns:1fr}
  .grid-2{grid-template-columns:1fr}
  .nav-links{display:none}
  .mobile-toggle{
    display:inline-flex;
    padding:10px 12px;
    border-radius:999px;
    border:1px solid var(--border);
    background: rgba(255,255,255,.04);
    color:var(--ink);
    font-weight:700;
  }
  .nav-links.open{
    display:flex;
    flex-direction:column;
    align-items:stretch;
    gap:8px;
    width:100%;
    padding:10px 0 16px;
  }
  .nav-inner{flex-wrap:wrap}
}